18400 Von Karman Avenue
Young professionals have different planning needs than those approaching retirement. This planning platform is tailored specifically to meet those needs.
Planning Fee Minimum: $1,000 for initial plan
There are all sorts of investment accounts available to the young professional. Should I have a Roth IRA? Everyone seems to have one. What do I do with my retirement account at work? What other type of accounts do I need to know about?
Account type is only part of the equation. How should each of these accounts be invested? Our investment planning will help you determine which accounts, and which investments, make the most sense for you.
Once the paycheck hits the bank account, knowing how to allocate the funds can make all the difference. Through a budgeting and cashflow analysis, we'll come up with a game plan on how to allocate your income.
Buying a home, getting married, having kids, paying of debt, and saving for college are just a few of the challenges the young professional faces. Having a plan to accomplish these goals can give you a sense of security that you're on the right track.
Income is great, but its not the only perk of working. Most employers offer benefits to their employees: retirement plan matching, health insurance, disability insurance, life insurance, and more.
We'll spend time analyzing the benefits you have and determine which ones make sense for you and your family. Additionally, if there are weak points in your employer benefits, we'll come up with solutions to address those shortfalls.
For those with kids, paying for college can seem like a daunting challenge. Between government grants and investment accounts, there are a number of tools available that can help alleviate some of the financial burden presented by college costs.
We'll help figure out which of these tools will be most beneficial to your family's situation.
Many public companies offer stock options to their employees. Stock options allow you to purchase shares of a company at a predetermined price. This is a great benefit to have, however often times this can lead to an overconcentrated position in your portfolio.
You'll also want to make sure you understand the tax consequences of holding and selling these shares. Having a strategy in place to understand, and maximize, your stock option benefits is key for the young professional.
The young professional has big dreams. Our job is to make sure these dreams can be accomplished even if an unexpected event occurs.
Will your family be OK in the event you were disabled and unable to work? How about a premature death in the family? By taking a proactive planning approach, we will design a plan that addresses these concerns ahead of time.