Broker Check

Michael Lockwood's Bio

Mike Lockwood is an investment advisor representative with Lincoln Financial Advisors.  With over 36 years of experience in the financial planning industry, Mike and his team have built a loyal clientele of successful health care professionals, government employees, executives and retirees. His client base has been built largely through introductions from his clients, which represent client invested assets over $1 billion.

Mike and his team understand the unique challenges healthcare professionals face.  With busy schedules and limited time to spare, retirement planning can be an overwhelming, and many times, complicated process.  There are many factors to consider, including retirement investment account options, pension options, order of depletion of those assets.  Having an income plan that can withstand not only inflation risks but last your lifetime has been our clients' top concern.  Finally, assuring your assets are best positioned for your heirs adds to the confusion.  Mike takes great pride in knowing he has been able to help physicians, nurses, and other healthcare professionals get ready for retirement and help reach their financial goals and answer these questions.  He is also able to break down the complicated to easy-to-understand plans.  Among the many people he helped over the years, he fondly remembers one unmarried nurse, who didn’t think she could retire at the time.  After Mike and his team reviewed her investments and retirement accounts, and her income needs, they gave her the good news that she could retire comfortably.  She was overjoyed to find out that all those years of working hard and saving finally paid off.  She was able to visit her sisters who were spread out over the country and overseas. In Mike’s words, “The doctors and nurses I have met over the years have dedicated their lives to helping others.  They are the heroes.  I am just the bridge that helps them to enjoy that next phase in life.”

With a dual degree in marketing and finance from California State University, Bakersfield, Mike has continued his education by earning the CERTIFED FINANCIAL PLANNERTM practitioner certification and the Chartered Retirement Planning Counselor designation.

Mike is the author of the best-selling book, "Decision Decade: Age 55 to 65 - A Financial Roadmap to Our Golden Years".  He has been asked to conduct multiple seminars on such diverse subjects such as Social Security, Retirement Income Planning, Investments 101, Basic Financial Planning for New Graduates and practice management. He has also been featured in Partner Magazine and interviewed in several publications. Mike and his team offer investment, insurance products and services from their local offices in Irvine, CA.

Outside of the office you can find Mike spending time with his family. Mike and his wife, Michelle, have enjoyed 34 years of marriage and three children. Their oldest son, Nick, is in his fourth year working as a financial planner within Mike’s practice.  Mike is involved in many charities including the Blinded Veterans Association, Orangewood Foundation and local youth sports organizations in Irvine, CA.